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Insurance

Every merge approved. Every rate change traceable. Every incident on record. All inside your own boundary.

Your engineering teams ship faster without loosening a single control. AI agents do the routine work of planning, coding, testing, releasing and watching production, and every step lands in a record your risk, compliance and audit teams can read.

For engineering, platform, security, risk, actuarial and pricing teams at insurers, reinsurers, Lloyd's market firms and brokers, in the UK, the EU and the US.

Why it slips today

Where the hours and the risk go.

95%
Of insurers that replied were using AI
In the 2024 survey by the Bank of England and the Financial Conduct Authority, against 75% of UK financial firms overall.
88%
Of auto insurers use or plan to use AI models
In surveys by the National Association of Insurance Commissioners, alongside 92% of health insurers, 70% of home insurers and 58% of life insurers.
156%
Rise in malicious open-source packages
Sonatype counted 512,847 malicious open-source packages in the twelve months to its 2024 report.
Engineers use AI tools on their laptops that nobody approved, and code and prompts leave the firm.
Rate changes are tracked in spreadsheets and email, apart from the code that carries them.
Changes are approved in one tool, built in another and deployed from a third.
Evidence is gathered by hand before every audit, and runbooks can't be found at 3am.
Use cases

Your AI agents do the routine work. Your people keep the decisions.

Rating changes tied to pricing decisions

A rating change AI agent writes the change to your rating code from an approved pricing decision, with tests comparing old and new premiums on sample policies. The decision, the code and who approved it sit on one record.

Business services linked to every change

Your important business services are linked to the releases and incidents that affect them, so your operational resilience team sees in minutes which changes touched making a claim.

Incident timelines ready for regulators

Every incident keeps its timeline as you work, so your incident manager starts from the facts for DORA's 4 hour notice, the NYDFS 72 hour notice and PRA and FCA first reports.

Claims and policy systems connected

Our engineers connect your policy administration, claims, billing and rating systems, so AI agents work across them inside the rules you set.

AI governance on the record

Every AI model you allow is listed, chosen per AI agent and recorded on every run, the record your AI programme and your own oversight draw on.

A second review on another model

A reviewer AI agent on a different AI model checks every change against its acceptance criteria, and the AI agent that wrote a change never approves it.

Releases a person controls

The release AI agent prepares the change record and rollback plan, and a person approves every deploy to production and every rollback.

Libraries from your approved copies

Builds use mirrored copies of the open-source packages you approve, inside your boundary, and the dependency AI agent prepares each update as a reviewed change.

Before and after

The same week, with JuhJuh.

SituationThe online claims service starts failing at 2:10am.
Before

Alerts from separate tools wake the on-call engineer, who works the problem across chat, phone and spreadsheets before anyone knows what changed.

After

The SRE on-call AI agent opens the incident, finds the release that caused it and sends a voice note. She approves the rollback with one tap, and the service is healthy by 2:31am.

SituationThe pricing committee approves new home insurance rates for next month's renewals.
Before

The decision travels by email and spreadsheet, and the code change that carries it out sits in a different tool with no link back.

After

The pricing lead approves the spec, the rating change AI agent builds the change tests-first, the reviewer AI agent checks every criterion and a senior engineer approves the merge.

SituationInternal audit asks for every change to the home rating engine last quarter.
Before

Engineers spend days pulling tickets, approvals and deploy logs into a spreadsheet.

After

The compliance evidence AI agent assembles the record, and the head of engineering signs it off.

Who it is for

Every role gets time back.

Chief information officer and chief technology officerFaster delivery across every team, with one standard and one record.
Chief information security officerAI kept inside your boundary unless your rules allow a public model, and a record of every action.
Head of engineeringEvery change built to the same standard, whoever or whatever wrote it.
Platform and site reliability engineersPipelines, releases, alerts and on-call in one place, with the routine work done for you.
Chief risk officerYour important business services linked to the changes and incidents that affect them.
Actuarial and pricing leadsThe pricing decision, the change to your rating code and who approved it on one record.
Head of AI governanceEvery AI model listed, chosen per AI agent and recorded on every run.
Data protection officerPolicyholder data, claims files and medical records kept in your installation, with access by role.
Compliance and internal auditChange, incident and access evidence ready when you ask for it.
Control and where it runs

A person approves anything consequential.

What your AI agents never do on their own

  • Make a pricing decision. That stays with your actuarial and pricing leads.
  • Merge a change. A person decides, after a reviewer AI agent on a different model has checked it.
  • Deploy to production or roll back.
  • Change production settings, access or secrets. AI agents prepare the facts for the person who decides.
  • Decide whether to report an incident to a regulator. That stays with your incident manager.
  • Sign off evidence for an auditor or a regulator.

Self-hosted, connected or air-gapped

JuhJuh runs as your own installation, in your own cloud account or your own data centre, connected or fully air-gapped. Open-weight models from the Mistral, DeepSeek, GLM and Kimi families run inside it, so policyholder data, claims and medical records, pricing models and rating factors never leave your boundary unless you connect an outside service, approve a website for your AI agents or approve sending them out.

In a connected installation you can add public model families such as Claude, GPT and Gemini for the work your rules permit. Our engineers install it with you and configure it to the controls your regulators expect and your risk and audit functions need.

Bring AI into insurance engineering, inside your boundary.

Start with one or two teams and add the rest when you're ready. That's the juju.

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